^*The Friends and Family Discount is 1.00% off the cost of a home loan, and an additional $650 off the origination fee. The 1.00% discount is on the overall cost of the loan, which can be applied toward buying points to get a lower interest rate. The discount only applies to conforming loans. This includes most loans other than jumbo loans. In order to receive the Friends and Family Discount, the customer’s information must be received through the form on the https://mrcooper.com/get-started/friends-family website. The referred customer will receive an email with an invitation to visit the site after referral is made. Standard taxes apply to employee referral fee. Only full-time employees of Mr. Cooper are eligible to receive the referral fee. MP’s, Processors and Underwriters are excluded from receiving the referral fee.

By refinancing your existing mortgage, your total finance charges may be higher over the life of the loan.

This is not a commitment to lend. All loans are subject to credit and property approval. This offer is non-transferable and may not be combined with any other mortgage offer. Advertised offer is subject to change. If a personal code is present on the advertised offer, you must provide such code to claim the offer. We may gather information about you including, but not limited to, credit bureau information, information for verification of income, information for appraisal and verification of property being used for collateral. We also verify your identity. Income, assets, and debt must meet eligibility requirements as established by Government and/or Lender guidelines.