Your grace period is a set number of days after your contractual due date when we’ll still accept your payment without charging a late fee. The number of days is outlined in your Note. Check your statement for the exact date when penalties and interest are added.

Recasting Fees – There is usually a non-refundable fee of up to $250 to recast your mortgage. Mortgage Term – The term (length) of your mortgage remains the same. Example If you recast 10 years into a 30-year mortgage, you will still have 20 years left on your term.

There will be no late payment fees for 60 days from your transfer date. The next payment will be due to Mr. Cooper at the address provided in your Welcome Packet. (If you already paid Flagstar, don’t worry, it will automatically transfer to us.)

Recasting Fees – There is usually a non-refundable fee of up to $250 to recast your mortgage. Mortgage Term – The term (length) of your mortgage remains the same. Example If you recast 10 years into a 30-year mortgage, you will still have 20 years left on your term.

Fees. There could be some changes in your fees. For more details, review our complete list of fees. Loan Terms. The terms of the loan remain exactly the same. This means your interest rate, monthly principal and interest payment, and repayment timeframe are all identical to w...

Payments are considered late, and late fees are assessed, at midnight when your grace period ends and are calculated as outlined in your Note. If you think you may not be able to make your payment on time, please contact us and let us know.

Here are the key elements included in your monthly statement, along with a visual guide to help you locate them: 1. Statement Information. This is your basic information, like the date your statement was generated, loan number, amount due, and payment due date. 2. Explanation of Amou...

Your grace period is a set number of days after your contractual due date when we’ll still accept your payment without charging a late fee. Payments are considered late, and late fees are assessed, at midnight when your grace period ends and are calculated ...

There are numerous reasons why the amortization schedule may not be available for all accounts, including account status, interest rate, and loan type. If you don’t see it, you can request one via the Message Center or by chatting with us.

Payments are considered late, and late fees are assessed, at midnight when your grace period ends and are calculated as outlined in your Note. If you may not be able to make your payment on time, please contact us and let us know.