Managing Automatic Payments (AutoPay) Includes setup, making changes, and automatic payment amount changes

The most common reason is due to an increase in property taxes or insurance premiums. Learn about how your escrow analysis can change your payment.

Important: Even if you pay the escrow shortage in full for this year, your monthly payment may increase due to higher tax and/or insurance amounts to be paid this year. A surplus means there’s more in your account than we’ll need.

Why did my monthly payment change? An escrow analysis can raise or lower your monthly escrow payment for the upcoming year due to changes in your tax and insurance amounts. Read more.

Your statement will inform you whether your monthly payment is going up or going down in the year ahead, based on this year’s tax and insurance payments. You may also end up with a shortage (too little) or a surplus (too much) in your account, based on next year’s projected paym...

Learn six tips to pay off your mortgage faster, such as making extra payments, switching to biweekly payments, or refinancing to a shorter term. Find out how to apply your principal payments and save money on interest.

If you notice an increased amount, the most likely reason is an increase to your escrow amount. Our Escrow Analysis & Escrow Review Statement article explains this. 3. Account Overview. This will show your current principal balance, escrow balance, and interest rate.

If you’re wondering, “why did my mortgage payment go up (or down)?” here’s a look at three of the most common reasons. 1. Your property taxes increase or decrease. Property taxes are a top reason that mortgage payments can change, particularly if your mortgage has an es...

Learn how to remove your escrow account and pay your own property taxes and insurance bills. Find out the benefits, drawbacks, requirements and guidelines for escrow removal and how to request it.

If you opened an escrow account as part of your loan agreement—or chose to open one to simplify your life—we will take care of your tax and insurance payments for you. View and manage your escrow account online by signing in to your account.