Your grace period is a set number of days after your contractual due date when we’ll still accept your payment without charging a late fee. The number of days is outlined in your Note. Check your statement for the exact date when penalties and interest are added.

Payments are considered late, and late fees are assessed, at midnight when your grace period ends and are calculated as outlined in your Note. If you think you may not be able to make your payment on time, please contact us and let us know. Tip: Being set up on AutoPay helps preven...

Here are the key elements included in your monthly statement, along with a visual guide to help you locate them: 1. Statement Information. This is your basic information, like the date your statement was generated, loan number, amount due, and payment due date. 2. Explanation of Am...

Fees A preparation fee of up to $25 may apply to each payoff quote statement we generate. Additional expedited delivery fees of up to $25 may apply to each payoff quote sent via web.

Payoffs must be made via certified funds—wire transfer, money order, or cashier’s check. Please do not send personal checks, certified personal checks, or cash. Your payoff quote statement will include all of the information you need about our receiving bank for wires. Note: We sugge...

Fees. There could be some changes in your fees. For more details, review our complete list of fees. Loan Terms. The terms of the loan remain exactly the same. This means your interest rate, monthly principal and interest payment, and repayment timeframe are all identical to wha...

Fees. There could be some changes in your fees. For more details, review our complete list of fees. Loan Terms. The terms of the loan remain exactly the same. This means your interest rate, monthly principal and interest payment, and repayment timeframe are all identical to wha...

Payments are considered late, and late fees are assessed, at midnight when your grace period ends and are calculated ... Find out how to use the payoff calculator, view your amortization schedule, and pay off your loan early.

You can also make a one-time payment through your online account. Check out our Smart Calendar for important information about your due date, grace period, and more. Here’s a video on how it works and where to find it: © 2025 Nationstar Mortgage LLC d/b/a Mr. Cooper. Mr. Cooper is a ...

Find out how to use the payoff calculator, view your amortization schedule, and pay off your loan early. Payments are considered late, and late fees are assessed, at midnight when your grace period ends and are calculated ...