Payment Methods. We accept payments from: checking accounts; savings accounts; money market accounts; personal checks; money orders; and. cashier’s checks. Note: We do not accept debit or credit card payments at this time.

If you’re a Mr. Cooper customer, you can request one through your online account. Depending on your loan, you may be eligible for an instant payoff quote. Otherwise, we will send your payoff quote by the delivery method you select within the timeframe provided.

Make an extra payment every year. A top tip to paying off a mortgage early is to make one extra monthly payment annually. The trick is to apply the entire amount to your mortgage’s principal balance, which is what you owe before interest, taxes, and insurance are added in.

Using our mortgage payoff calculator, you can see how any amount of extra principal can change not only how quickly you pay off the mortgage, but also how much total interest you’ll end up paying. Describes amortization schedule, where to view yours, and how to calculate changes.

Online Payments. You can also make a one-time payment through your online account. Check out our Smart Calendar for important information about your due date, grace period, and more. Here’s a video on how it works and where to find it:

The 2 extra half-payments will help reduce the overall interest you pay on your loan and accelerate your payoff. Note: There are no fees for using Biweekly AutoPay. Eligibility: Account must not be enrolled in monthly AutoPay. (You can manage your AutoPay settings here.) Accoun...

Using our mortgage payoff calculator, you can see how any amount of extra principal can change not only how quickly you pay off the mortgage, but also how much total interest you’ll end up paying. Describes amortization schedule, where to view yours, and how to calculate changes.

Here’s how and where to mail your payment: Write a check or get a money order payable to “Mr. Cooper.”. Include the detachable coupon from the bottom of your latest monthly statement and your check or money order in an envelope addressed to: Mr. Cooper. PO Box 650783.

Change your payment amount, bank account, or payment date in your AutoPay settings online at any time. New settings will take effect immediately.

Your grace period is a set number of days after your contractual due date when we’ll still accept your payment without charging a late fee. The number of days is outlined in your Note. Check your statement for the exact date when penalties and interest are added.