Payment Methods. We accept payments from: checking accounts; savings accounts; money market accounts; personal checks; money orders; and. cashier’s checks. Note: We do not accept debit or credit card payments at this time.

The 2 extra half-payments will help reduce the overall interest you pay on your loan and accelerate your payoff. Note: There are no fees for using Biweekly AutoPay. Eligibility: Account must not be enrolled in monthly AutoPay. (You can manage your AutoPay settings here.) Account mu...

If you’re a Mr. Cooper customer, you can request one through your online account. Depending on your loan, you may be eligible for an instant payoff quote. Otherwise, we will send your payoff quote by the delivery method you select within the timeframe provided.

Online Payments. You can also make a one-time payment through your online account. Check out our Smart Calendar for important information about your due date, grace period, and more.

Paying Off Your Mortgage with Mr. Cooper. Payoffs must be made via certified funds—wire transfer, money order, or cashier’s check. Please do not send personal checks, certified personal checks, or cash.

Recasting a mortgage happens when you put down a lump-sum payment toward the principal balance and the lender re-amortizes the loan. Since you are paying down your principal by a large amount, your monthly payment will be lowered, but your interest rate and loan terms will remain t...

If you’re facing a long-term hardship, we can review you for a loan modification to determine if more manageable terms are available. While refinancing means replacing your existing loan with a new one, loan modification keeps your existing loan and changes its terms.

Change your payment amount, bank account, or payment date in your AutoPay settings online at any time. New settings will take effect immediately. Note: If you need to cancel your AutoPay, it must be done at least 24 hours before your next scheduled payment to stop it from being deduc...

You can request a payoff quote through your online account. Depending on your loan, you may be eligible for an instant payoff quote. Otherwise, we will send your payoff quote by the delivery method you select within the timeframe provided.

If you have a surplus of more than $50 and your account is current, we’ll send you a check within 30 days of the escrow analysis. If the surplus is less than $50 and your account is current, we’ll spread the surplus over the next 12 months to reduce the monthly payment.