One of the most popular scoring models is the FICO ® score, which uses a five-category scoring model that weighs payment history (35%) amounts owed (30%), length of credit history (15%), new credit (10%), and credit mix (10%). Read more about what makes up your credit score.

Lenders use your credit score as one factor when determining your loan amount and interest rate. Most use credit reports from the three primary credit bureaus (Experian, Transunion, and Equifax) to evaluate your credit score.

Check Your Credit Score. Lenders use your credit score as one factor when determining your loan amount and interest rate. Most use credit reports from the three primary credit bureaus (Experian, Transunion, and Equifax) to evaluate your credit score.

Check Your Credit Score. Lenders use your credit score as one factor when determining your loan amount and interest rate. Most use credit reports from the three primary credit bureaus (Experian, Transunion, and Equifax) to evaluate your credit...

Check Your Credit Score. Lenders use your credit score as one factor when determining your loan amount and interest rate. Most use credit reports from the three primary credit bureaus (Experian, Transunion, and Equifax) to evaluate your credit score.

One of the most popular scoring models is the FICO ® score, which uses a five-category scoring model that weighs payment history (35%) amounts owed (30%), length of credit history (15%), new credit (10%), and credit mix (10%). Read more about what makes up your credit score.

One of the most popular scoring models is the FICO ® score, which uses a five-category scoring model that weighs payment history (35%) amounts owed (30%), length of credit history (15%), new credit (10%), and credit mix (10%). Read more about what makes up your credit score.

If you have a low credit score or significant issues in your credit history, it may be more difficult to qualify for a mortgage. But it’s not impossible. With some hard work and time invested, you can get the right credit score to buy a home, qualify for a mortgage, and get int...

One of the most popular scoring models is the FICO ® score, which uses a five-category scoring model that weighs payment history (35%) amounts owed (30%), length of credit history (15%), new credit (10%), and credit mix (10%). Read more about what makes up your credit score.

What Is a FICO® Score? A FICO Score is a type of credit score created by the Fair Isaac Corporation. Lenders use borrowers’ FICO Scores along with other details on borrowers’ credit reports to assess credit risk and determine whether to extend credit.