If you’re facing a long-term hardship, we can review you for a loan modification to determine if more manageable terms are available. While refinancing means replacing your existing loan with a new one, loan modification keeps your existing loan and changes its terms.

What kind of assistance options are available if I cannot pay my mortgage? Your options may include refinancing, repayment plans, and loan modification.

If it’s getting harder to make your payments but you haven’t fallen behind yet, you may have a simple, effective option: Refinancing your mortgage to one with a lower monthly payment. To refinance as part of a mortgage assistance plan, your account needs to be current for the p...

There are numerous reasons why the amortization schedule may not be available for all accounts, including account status, interest rate, and loan type. If you don’t see it, you can request one via the Message Center or by chatting with us. How can extra payments change my amortizat...

You may be able to receive cash by leveraging home equity through a refinance. Do you need cash for home improvements, a college education, or to consolidate non-mortgage debt? Do you have substantial equity in your home? Consider refinancing it and getting cash back.

Earn thousands in cash when you buy, sell, or both with Mr. Cooper. A cash-out refinance give you options. Consolidate high-interest debt, upgrade your living space, and more.* We'll help you explore interest rates and terms with the goal of reducing your monthly payments.

Refinancing doesn’t have to be difficult. Our experts make the process quick & easy. Our mortgage experts break down important tips & topics. When can I remove PMI from my loan? Why did my payment change? Where can I find my monthly statement? How do I setup paperless statements? H...

Complete a mortgage assistance application online now and let us know what’s going on. We’ll help you determine a plan of action and next steps based upon your circumstances. You can also contact us if you have questions or need to speak with an agent. What mortgage assistance is a...

If it’s getting harder to make your payments but you haven’t fallen behind yet, you may have a simple, effective option: Refinancing your mortgage to one with a lower monthly payment. To refinance as part of a mortgage assistance plan, your account needs to be current for the p...

Refinancing your home can offer several benefits, including lower interest rates, different loan terms, and cash in exchange for home equity. But refinancing your home can also be a complex process, and you should carefully consider, research, and plan it.