One of the most popular scoring models is the FICO® score, which uses a five-category scoring model that weighs payment history (35%) amounts owed (30%), length of credit history (15%), new credit (10%), and credit mix (10%). Read more about what makes up your credit score.

On your monthly statement, you’ll see what you owe and how much is going to principal, interest, escrow (taxes & insurance), and anything else. Other key information on your monthly statement includes year-to-date amounts and your current interest rate. What is Paperless and how do I...

One of the most popular scoring models is the FICO ® score, which uses a five-category scoring model that weighs payment history (35%) amounts owed (30%), length of credit history (15%), new credit (10%), and credit mix (10%). Read more about what makes up your credit score.

Here are the key elements included in your monthly statement, along with a visual guide to help you locate them: 1. Statement Information. This is your basic information, like the date your statement was generated, loan number, amount due, and payment due date. 2. Explanation of Amou...

Easily make monthly payments, check your FICO® Score, or access important mortgage documents—all within the secure Mr. Cooper mobile app. Download it on the App Store or Google Play and start learning new ways to use your home as your most powerful asset.

Most use credit reports from the three primary credit bureaus (Experian, Transunion, and Equifax) to evaluate your credit score. Check Your Credit Score. Lenders use your credit score as one factor when determining your loan amount and interest rat...

Chat is available 24/7 with instant support for your mortgage & account needs. We found more than 100 results for your search. Paying by Phone. Making your payment over the phone has never been faster or more secure! Our advanced automated phone system can understand short questions ...

Swipe to make payments, monitor your FICO ® Score, and see customized ways to leverage your home equity — or quickly get in touch with a mortgage professional for on-demand assistance. Good news: Keeping track of your mortgage with Mr. Cooper is more convenient than ever.

Here’s what you need to know about credit corrections: Mr. Cooper does not complete “goodwill” credit suppression/corrections. Mr. Cooper will not change or suppress any validly reported delinquency. Credit repair companies cannot force a creditor to change valid reporting.

There are several types of Form 1099, but these are the only types we would send you, if necessary: 1099-C: Needed when a debt is cancelled, forgiven, or discharged. 1099-INT: Needed when your escrow account earns $10 or more in interest during the previous year. 1099-MISC: Needed ...