Homebuying Guide

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Step 1: Get Prepared

Review Your Financial HealthCredit history, total debt, savings, income, and many other factors help determine how much home you can buy Calculate Your BudgetAs you start your homebuying journey, dream big—but don’t forget to think about your wants vs. needs

Step 2: Understand Your Options

Know Your Mortgage Loan OptionsNo two borrowers are exactly alike—that’s why home loans come in so many varieties Find the Right AgentChoosing a great real estate agent is one of the most important parts of the homebuying and selling process

Step 3: Get Pre-Approved

Get Pre-Approved for a MortgageLearn how much home you can qualify to purchase by getting pre-approved for a mortgage loan

Step 4: Shop for Your Home

Organize Your PrioritiesFrom fixer-uppers to new construction, it’s time to see what the market has to offer Check Out Homes in PersonOnce you have a checklist of everything you want in a home, it’s time to start touring properties

Step 5: Buy Your Home

Make Your Offer Stand OutWhile it helps to make the highest offer, there are other ways to help gain an advantage Offer Accepted! Now What?Imagine this: You find a home you love, you make the best offer, and it gets accepted!

Step 6: Close on Your Home

What To Expect at ClosingIt’s finally time to gather your important information and sign the necessary documents that finalize your home loan Understanding Closing CostsClosing costs shouldn’t be a surprise, so let’s review what you can expect

Reference Materials

Complete Homebuying Guide (PDF)View or download the complete Homebuying Guide