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The VA Home Loan: A Well-Deserved Benefit for Those Who Serve

It’s a wonderful feeling when you find that perfect property: The one that fits your needs exactly and puts a smile on your face when you think about it. When you’ve found your next dream home, apply for a purchase loan and we’ll help you make it yours.

Do you qualify for a VA Home Loan? Let’s explore your options together.

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VA Loan

It’s just another way of thanking you for your incredible service to our country. The VA Home Loan is designed to help servicemembers, veterans, and the surviving spouses of veterans purchase a home at a competitive rate and with down payments as low as $0.*

VA Cash Out

With a VA Cash-Out refinance, you can turn up to 90% of your equity into cash you can use right away to consolidate debt, improve your home, and invest in your future. A VA Cash-Out includes great benefits including no requirement to carry Private Mortgage Insurance (PMI). (80% LTV for Texas residents.)

VA IRRRL

If you already have a VA Home Loan, a VA Interest Rate Reduction Refinance Loan (IRRRL) is a simple, hassle-free way to lock in great new loan terms. A VA IRRRL doesn’t require income verification or an appraisal.**

Real Customers. Real Stories.

"Everyone that we spoke to with Mr. Cooper was very helpful, knowledgeable and quick with their responses. The whole process went very smooth due to having experienced employees and we appreciate all of the help. We are happy with how everything turned out."

Ryan

Verified Customer

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Testimonials are actual customer experiences. Results not typical. Your results will vary and you may not have similar results.

Rates Change Fast, So Don’t Wait.

Our expert mortgage professionals are standing by to discuss your options.

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* VA loans require a funding fee unless eligible for funding fee exception. Call for details.

** In some cases, a VA Interest Rate Reduction Refinance Loan (IRRRL) may require an appraisal and/or full income and asset documentation and full credit qualification. This requirement will increase fees and required paperwork. A licensed Mortgage Professional can inform you of all options available to you as well as the program requirements.

This is not a commitment to lend. All loans are subject to credit and property approval. This offer is non-transferable and may not be combined with any other mortgage offer. Advertised offer is subject to change. If a personal code is present on the advertised offer, you must provide such code to claim the offer. We may gather information about you including, but not limited to, credit bureau information, information for verification of income, information for appraisal and verification of property being used for collateral. We also verify your identity. Income, assets, and debt must meet eligibility requirements as established by Government and/or Lender guidelines.