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An appraisal is a written report by a qualified professional (appraiser) estimating the value of a property. During the appraisal process, appraisers generally evaluate the condition of a house’s interior, roof, siding, and foundation. They may also examine windows, doors, flooring, plumbing, electrical work, and fixtures.
In some instances, an appraiser may perform a “drive-by appraisal” as an alternative. In these cases, they examine the exterior of a home only, often from their car. Property records and information on comparable homes in the area help determine a final value.
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