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We’re entering the heart of summer, so your air conditioner is probably running, putting your electricity bill top of mind. Luckily, there are ways to beat the heat. Read on for 5…
Author: Melissa Syphrett
Cash reserves, or “mortgage reserves,” are funds a customer has easy access to in addition to their down payment and closing costs. These funds can be liquid—like cash in a…
Estimated reading time: 4 minutes As mortgage rates have gone up, so has the popularity of temporary mortgage buydowns. Temporary buydowns allow homebuyers to lower a mortgage rate…
Estimated reading time: 5 minutes There are a few steps you can work into the homebuying process to help ensure you get a solid home and mortgage. But, the process can be fast-paced…
A middle FICO Score is a borrower’s second highest FICO Score among what the three major credit reporting agencies (Experian®, Equifax®, and TransUnion®) report. This is the score…
Estimated reading time: 7 minutes First, our hearts go out to everyone impacted by the devastating effects of the recent wildfires. We know this is an incredibly stressful time and…
The homebuying process can be overwhelming, and it can be confusing to know where to start. We’ll walk you through the basics of buying a house from curiosity to moving…
Estimated reading time: 4 minutes Now that you’ve decided to put your house on the market, you have to make it presentable and welcoming for potential buyers. Even if your home is…